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Change in the financial planning landscape is a given. We routinely post content that will help you stay current with legislative topics, financial planning tools, and everything you want to know about retirement strategies.
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Beyond Dividend Stocks: Embracing Total Return Investing
In Part 1 we described why dividend investing—or, stocking up on stocks with a reputation for consistently paying out attractive dividends—may not be an ideal strategy for generating a dependable income stream out of your investment portfolio. Today, we’ll look
Unraveling Dividend Stocks: More Myth Than Magic
There’s a popular perception that “dividend stocks”—i.e., stocks with a reputation for paying out consistent dividends—can deliver decent returns, while also creating a dependable income stream for spending in retirement or elsewhere. But is stocking up on dividend stocks really
Unveiling the Hidden Costs: Trading and Holding Investments
In our last piece, we covered fund management costs. Next, let’s take a step back from the mutual funds, ETFs, or other holdings you decide to invest in. Where do these holdings live—and what does it cost to buy, sell,
Unveiling the Costs of Your Investments: Fund Management Fees
What are your investments really costing you? If you’re not sure, you’re not alone. It’s not like you’re handed a menu of charges to choose from when it’s time to place your order. Even when you know where to look
Navigating Rising Interest Rates and Inflation
After taking a closer look at interest rates in part 1 and inflation in part 2 we come to the heart of the matter: When interest rates, inflation, or both are on the rise, what’s an investor to do? Big
Understanding Inflation: Impact Measurement, and Historical Context
Has rising inflation got you down? In our last piece, “Understanding Interest Rates,” we explored how rising and falling interest rates can impact a healthy economy. Today, let’s add inflation to the conversation. How Do We Measure Inflation? Inflation is
Understanding Interest Rates
At its March 15–16 Federal Open Market Committee (FOMC) meeting, the U.S. Federal Reserve raised its federal target funds rate by a quarter point. It was the first increase since December 2018, but it wasn’t a huge surprise. Fed Chair
Is Social Security Going Bust? Here’s What To Know
In planning for retirement, one topic is often top of mind: What if Social Security goes bust? As we covered in a related post, Social Security Planning: A Balancing Act, most of us have been paying into the program our
Guarding Yourself Against Financial Scams and Identity Theft Scams
As tax season is upon us, we wanted to take a moment to remind you that this season is the prime time for identity theft. At PlanSimple we care about your safety and security, so we wanted to take a
Social Security Planning: A Balancing Act
Ever since President Franklin D. Roosevelt signed off on the 1935 Social Security Act, most Americans have ended up pondering this critical question as they approach retirement: “When should I (or we) start taking my (or our) Social Security?”
3 Steps of Tax Planning in Turbulent Times
Whether you’re saving, investing, spending, bequeathing or receiving wealth, there’s scarcely a move you can make without considering how taxes might influence the outcome. But how do we plan when we cannot know? The particulars may evolve, but it seems
Building Lifetime Wealth, 80/20 Style
Ever heard of the 80/20 rule? It suggests 80% of an outcome is often the result of just 20% of the effort you put into it. This doesn’t always work. Sometimes, it’s worth going the extra mile. But often, by
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