Financial Planning
We bring an objective approach to our planning process, rooted in evidence-based investment selection. Our service model is built for those who seek true client/advisor engagement that is driven by transparency and accountability.
MANAGING YOUR FINANCES
A Financial Future You Can Plan On
You know you need to take control of your finances, but you’re worried you might make mistakes. You’re also concerned about the fees you’ve heard other advisors charge and wonder whether or not it’s worth it to hire someone.
PlanSimple offers you the in-depth personal financial planning you’re looking for with a hands-off approach that allows you to live your life now. We’ll support your financial planning journey by taking the time to listen to your goals, implement solutions to help meet your needs, and stay in front of you on a routine basis. We’re transparent about our process and any fees so there aren’t any surprises.
If you’ve been looking for the perfect mix of dedicated one-on-one service and a professional to whom you can delegate…you’ve found it.
The Power of Financial Planning
How Can PlanSimple Help Me?
Income Planning
We help you build a plan to cover your expenses with confidence and consistency—so you can enjoy peace of mind knowing your income is reliable.
Investment Planning
Once your income plan is in place, we develop an investment strategy designed to protect your portfolio from market swings, inflation, and taxes.
Insurance Planning
We help you prepare for long-term care costs by exploring options like traditional long-term care insurance or self-funding strategies—so your savings are protected and your future is secure.
Estate Planning
We work with you to ensure your legacy is passed on smoothly and tax-efficiently to the people and causes you care about most.
Questions?
How do I generate income in retirement with reliability and predictability?
- Customize a plan specific to your needs that turns assets into income in the most tax efficient manner.
- Making sure your expenses can be paid with predictability for the rest of your life is crucial.
- Helping you plan your income in retirement is our top priority.
How do I manage my investments in retirement?
- Many of our clients are unaware of how to “buffer” their portfolios against market, inflation, or tax risks. After we have established an income plan, we will create an investment plan for the remaining assets, including:
- Adjusting your portfolio to reduce fees
- Market volatility control
- Reducing risk
Do you have a plan for unforeseen medical expenses during retirement?
- Discuss the impact of a medical catastrophe on your portfolio
- Analyzing the best way to plan for a Long-Term Care event
- Long-Term Care Facts and Figures
How do I manage health care costs in retirement?
- Health care costs are always on the rise. We will create a plan for you to address rising health care costs with a minimum expense, including:
- Medicare Parts A, B, and D; and
- What does Medicare cover?
How do I ensure my assets are distributed to my beneficiaries in the most tax efficient manner?
- Making sure everything you’ve worked for throughout your life goes to your beneficiaries in a tax-efficient manner is crucial.
- By working with our firm, we will coordinate with your attorney or introduce you to someone you determine to be the most appropriate fit for your estate planning needs. We have relationships with a variety of legal teams that will gladly review your existing Living Will, Trusts, and Power of Attorney.
- Maximize tax-efficient opportunities as part of your estate plan
- Protect your assets in a trust to ensure they are distributed outside of probate
- Prevent your IRA and qualified accounts from becoming fully taxable to your beneficiaries
How do I make sure I don’t pay more taxes during retirement?
- Many clients lose deductions as they get older. With proper planning, we will discuss ways to help manage your distributions in the most tax-efficient manner.
- A strategy for reducing tax liabilities is critical for any retirement plan,
including:- Assessing the taxable nature of your current holdings
- IRA planning
- Strategies to reduce your tax burden
- Leveraging qualified money to leave tax-free dollars to beneficiaries
Take Control of Your Financial Future with our Expert Advisory Services
Contact us today to schedule a consultation and discover how our expert advisory services can help you achieve your financial goals with confidence and peace of mind. Let us guide you towards a brighter financial future starting today!