If there’s one trait nearly everyone shares, it’s a desire to make the world a better place. No wonder there’s so much interest in environmental, social, governance (ESG) investing. Who wouldn’t want to try earning decent if not stellar returns, while contributing – or at least causing less harm – to the greater good? But […]
Understanding ESG Investing for Financial & Ethical Growth Read More »
If you think about it, “reflection” is an interesting word. Depending on the context, it can mean gazing backward in time, inward to your personal core, or outward at how others perceive you. Regardless of the view, we believe there’s great value in taking time to reflect on both the global and personal experiences looming
Gratitude in Brief for the Holiday Season Read More »
As financial advisors, we help people attain financial independence. Usually, our personalized planning conversations are enough to help them establish a healthy, happy relationship with their money. But sometimes, we uncover bigger pain points we need to move past before we can move on. There’s no shame in that. Almost all of us have
Financial Freedom: When Financial Therapy Meets Wealth Management Read More »
Nobody wants to make investment mistakes. And yet, we’re human; mistakes happen. Here’s how to minimize the ones that matter the most, and make the most of the ones that remain. Bad Decisions vs. Bad Outcomes First, let’s define what we’re talking about: Investment mistakes happen when you make bad decisions, regardless of whether the
Navigating Investment Choices: Learning from Mistakes and Maximizing Opportunities Read More »
Whether due to disability, dementia, or simply enjoying an exotic vacation, there are many ways you can end up unavailable to make critical financial or healthcare choices for yourself or your loved ones. If you’ve not documented your desires in advance, it can add extra stress for everyone, plus the outcomes may not be what
Securing Your Interests: Essential Legal Tools for Life’s Uncertainties Read More »
As tax season is upon us, we wanted to take a moment to remind you that this season is the prime time for identity theft. At PlanSimple we care about your safety and security, so we wanted to take a moment to share a few tips to help you avoid financial scams and identity theft
Guarding Yourself Against Financial Scams and Identity Theft Scams Read More »
Whether you’re saving, investing, spending, bequeathing or receiving wealth, there’s scarcely a move you can make without considering how taxes might influence the outcome. But how do we plan when we cannot know? The particulars may evolve, but it seems there are always an array of tax breaks to encourage us to save toward our
3 Steps of Tax Planning in Turbulent Times Read More »
Assessing Your Financial Goals for 2023 For many, the turn of the new year is a time to self-reflect and make resolutions. There’s no better time to assess your financial goals for the new year and beyond by following proper financial goal-setting practices. Setting short-term, midterm, and long-term financial goals is important to becoming financially
2023 Personal Financial Calendar Read More »
Every year, LTC Awareness Month rolls around just in time to get sideswiped by elections, holidays, and football. Here at PlanSimple, we focus on one of the biggest drivers towards a successful retirement plan, which is managing the cost of care. Most of us have seen it first hand, the nursing home that costs more
Long-Term Care Awareness Month Read More »
Social Security benefits will go up 8.7% in 2023, the largest adjustment in four decades. Here’s why you don’t need to rush to file to benefit from the increase. With all the talk about inflation these days, you may have heard the news that the 2023 cost-of-living adjustment (COLA) for Social Security benefits is 8.7%,
Should You File for Social Security Early to Capture the Inflation Adjustment? Read More »