Live Financially Well

A smiling woman sits in a dental chair during an exam, wearing a blue bib while a gloved dentist holds dental tools near her mouth.

What If You Couldn’t Hold the Drill? Why Dentists Need a Disability Plan That Works

The Drill Stops Here: A Dentist’s Wake-Up Call  Picture this: You’ve got a full schedule. Eight patients, two crown preps, and one particularly anxious root canal. You’re gloved up, mask on, tools sterilized. Then it hits—a searing pain shoots through your wrist. You shake it off. Again. But by the end of the week, you’re […]

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Labrador retriever lying on a veterinary clinic floor with a vet and pet owner talking in the background.

Behind Every Healthy Pet Is a Vet Who Shows Up—Until They Can’t

Roughly 90 million families in the U.S. own pets or care for farm animals—but there are only about 121,000 veterinarians in the country. These professionals are the heartbeat of animal care, working long hours, often at great personal and physical cost.  Veterinary professionals face one of the highest rates of work-related injuries and emotional burnout,

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Graduation cap with red tassel resting on an open medical textbook next to a red stethoscope, symbolizing a medical school graduate entering the healthcare profession.

Disability Insurance for Medical School Grads: Why It Matters Now More Than Ever

Congratulations, Doc! You’ve earned it!  Speaking of Earnings, Let’s Talk About Protecting Your Income.  After years of hard work, sleepless nights, and navigating clinicals, you’ve finally made it to the next stage of your medical journey. Whether you’re starting your residency, fellowship, or transitioning into practice, you’re laying the foundation for a high-earning career. But

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X-Ray of a thumbs up

Understanding Disability Insurance: Protecting Your Income

When we think about financial planning, we often focus on the big-ticket goals: saving for retirement, funding our kids’ education, building wealth. But what about protecting the income that makes all of that possible?  That’s where disability insurance comes in—and yet, it’s one of the most overlooked pieces of a solid financial plan.  What Is

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Building Financial Resilience: Lessons from Financial Literacy Month

We don’t always get a heads-up when life throws a curveball. Job changes, medical bills, a sudden move—unexpected events can shake up even the most carefully planned finances. That’s where financial resilience comes in.  As we wrap up Financial Literacy Month, let’s shift our focus from “learning about money” to “building a life that can

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Young man working on his finances at a desk with his phone and laptop, making notes in a notebook

Boost Your Financial IQ: Key Concepts Every Adult Should Know

April is National Financial Literacy Month—a timely reminder that understanding your finances is essential to achieving long-term security and peace of mind. Whether you’re just starting your financial journey or looking to refine your existing plan, this month offers a valuable opportunity to enhance your financial knowledge.   Why Financial Literacy Matters  Financial literacy encompasses the

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Behavioral Biases: Turning Instincts into Investing Advantages

With some 95% of its activity occurring subconsciously, your brain can be quite tricky. With every spontaneous signal, our cerebral synapses expose us to countless behavioral biases, duping us into making misguided money moves long before our rational resolve kicks in.   “As investors, we leap before we look. We stay when we should go.

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Mastering Behavioral Biases: Tricks to Outsmart Your Own Brain

With some 95% of its activity occurring subconsciously, your brain can be quite tricky. With every spontaneous signal, our cerebral synapses expose us to countless behavioral biases, duping us into making misguided money moves long before our rational resolve kicks in.    “As investors, we leap before we look. We stay when we should go.

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ESG Investing: How Do We Measure “Good”?

As we covered recently, environmental, social, governance (ESG) investing is a relatively new approach for investing “ethically,” however you define the term. Some ESG investors may be more values-driven, hoping to best align their investments with their personal beliefs. Others are more value-driven, hoping for higher returns by investing in companies whose sound ESG practices are

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