As we covered recently, environmental, social, governance (ESG) investing is a relatively new approach for investing “ethically,” however you define the term. Some ESG investors may be more values-driven, hoping to best align their investments with their personal beliefs. Others are more value-driven, hoping for higher returns by investing in companies whose sound ESG practices are […]
ESG Investing: How Do We Measure “Good”? Read More »
Considering that more than 40% of employers now match employee contributions to retirement plans, taking advantage of workplace retirement benefits is crucial for improving your financial security. Even if your employer’s contribution is modest, neglecting to participate means leaving money on the table. Before enrolling in your company’s retirement plan, it’s essential to understand how
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Retirement represents a major turning point in one’s life. One factor that remains, regardless of this new chapter in your life, is the presence of taxes. If you’ve followed the advice of retirement plan advisors, you should already be saving in tax-advantaged retirement accounts. Taxes are deferred in these accounts until you take money out
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If there’s one trait nearly everyone shares, it’s a desire to make the world a better place. No wonder there’s so much interest in environmental, social, governance (ESG) investing. Who wouldn’t want to try earning decent if not stellar returns, while contributing – or at least causing less harm – to the greater good? But
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A secure and happy retirement requires careful planning and is a well-constructed process. Starting now will give you plenty of time to make the strategic changes and improvements that will bring your retirement goals closer to reality. Here are 7 tips to prepare you for retirement: What will you do? Establish definite objectives and plan
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As we’ve discussed in the first two parts of this three-part series, we do not recommend turning to dividend-yielding stocks or high-yield (“junk”) bonds to buttress your retirement income, even in low-yield environments. So what do we recommend? Today we’ll answer that question by describing total-return investing. Part III: Total-Return Investing for Solid Construction
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Senator Bill Cassidy (R-LA), the Ranking Member of the Senate Health, Education, Labor and Pensions (HELP) Committee, and Senator Tim Kaine (D-VA), a member of that committee, introduced the Helping Young Americans Save for Retirement Act. Sponsors of 401(k) plans would have to permit employees as young as 18 to make contributions under the bill. However,
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If you’re beginning your search for the right financial planner, asking the right questions can be crucial. This is a relationship you should have for years, hopefully decades, to come. By finding the right fit from the start, you can save yourself time and headaches down the road. Here are 10 questions you should ask
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The Silver Tsunami is headed ashore, as “Peak 65” is expected to usher in an average of 11,000 retirement-age Americans daily through the end of 2024 — the highest ever recorded. And a lot of them are delaying retirement. Pew Charitable Trusts reports that 62% of workers 65 and older are engaged in full-time employment
Delaying Retirement: The Graying of the American Workforce Read More »
Americans are increasingly getting financial and retirement planning guidance from social media, risking exposure to misinformation, harmful advice, and outright scams. Alarmingly, this includes almost eight in 10 millennials and Gen Zers. Workers turning to these platforms can undercut the benefit of employer-sponsored financial wellness initiatives and put themselves at risk. But there are ways
Help Your Employees Avoid Social Media Pitfalls in Retirement Planning Read More »