With some 95% of its activity occurring subconsciously, your brain can be quite tricky. With every spontaneous signal, our cerebral synapses expose us to countless behavioral biases, duping us into making misguided money moves long before our rational resolve kicks in. “As investors, we leap before we look. We stay when we should go. […]
Behavioral Biases: Turning Instincts into Investing Advantages Read More »
In Part 2 of our three-part series on bringing order to your investment universe, we looked at how to balance sensible tax management with effective investment planning. Today, we’ll wrap our series with additional ways to ease your transition from chaotic to more orderly investing. Some steps are purely practical. Others help you remain calm
Mastering the Art of Tax-Efficient Investing Read More »
As we touched on in Organize Your Investments: A Well-Structured Portfolio, when you sell an investment for more than you paid for it, there can be burdensome capital gain taxes realized in the year of the sale. How do you manage for this challenge? It helps to identify which trades can be placed promptly, and
Tips for Managing Capital Gain Taxes in Your Investment Portfolio Read More »
When it comes to investing, our message has long been loud and clear: Build a well-structured portfolio to capture available market returns while managing the risks involved. Shape it to meet your individual goals and risk tolerances. Keep a lid on the costs. Stay on target over time. That’s all well and good, but …
Organize Your Investments: A Well-Structured Portfolio Read More »
With some 95% of its activity occurring subconsciously, your brain can be quite tricky. With every spontaneous signal, our cerebral synapses expose us to countless behavioral biases, duping us into making misguided money moves long before our rational resolve kicks in. “As investors, we leap before we look. We stay when we should go.
Mastering Behavioral Biases: Tricks to Outsmart Your Own Brain Read More »
A Greek philosopher once said “change is the only constant” and that is certainly true when it comes to New Orleans real estate. That’s why I asked real estate professional Andrew Sheppard a few questions that might help buyers and sellers navigate this market. What factors are driving the current real estate market, and how
Updates on the New Orleans Real Estate Market with Andrew Sheppard Read More »
In a recent piece, we explored how to invest available cash: Should you invest it all right away as a lump sum? Or are you better off wading in more gradually with dollar-cost averaging? In round one, we discussed why lump-sum investing is generally expected to generate the highest returns over time. In markets that
Actual Outcomes of Lump-Sum Investing vs. Dollar-Cost Averaging Read More »
Target date funds are in high demand these days. According to a recent Sway Research study, total TDF assets reached $3.5 trillion in 2023 — a record level. Moreover, mutual fund target dates began 2024 slightly ahead of collective investment trusts, holding $1.76 trillion in assets compared to $1.71 trillion in CITs, TDF assets in
Help Participants Avoid These Target Date Fund Missteps Read More »
Congress releases SECURE 2.0 technical corrections discussion draft On December 6, 2023, the committees of jurisdiction (the Committee on Health, Education, Labor and Pensions (HELP), the House Committee on Ways and Means, and the Education and the Workforce Committee) released a “discussion draft”1 of proposed technical corrections to the retirement plan-related portions of SECURE Act
Fiduciary Hot Topics Q2 2024 Read More »
As investors, we must often remind ourselves that markets are forward-looking in nature and that the current, known events have less influence on market returns than one would think. Rather, stocks and bonds trade based on perceived future events, which are by nature unknowable. This is why markets dislike, but trade on, uncertainty. Thus far
Election Uncertainty Around the Corner Read More »