Instant Life Insurance Quotes | PlanSimple + Symetra
Backed by Symetra. Delivered by PlanSimple. Designed to make life insurance simple again.

SwiftTerm®: Affordable coverage made easy
Your to-do list is huge. Let's check off something big.
It may seem daunting to plan for tomorrow when today feels so hectic. That’s why Symetra Life Insurance Company created SwiftTerm. It’s term life insurance so easy, you can apply for it over morning coffee and you could have coverage by your second cup.
PlanSimple: Where Experience Meets Innovation
Here's how it works:
- Get an estimate.
- Complete the application.
- Accept our offer and pay online.
- Your coverage starts right away.

If you aren't approved on the spot, it's probably because:
We have questions about your application.
When this happens, we’ll send our questions via email. Once you’ve answered them, we’ll get back to you in less than three days. This process is called “accelerated underwriting.”
You have certain health conditions.
In some instances, you’ll need a brief medical exam to ensure you get the price and coverage that are right for you. You’ll get a link to schedule your at-home evaluation with a medical technician. Results will be analyzed, and you’ll hear back from us usually within 30 days. This process is called “full underwriting.”